Man planning budget on paper
10 Jul

Styles of Budgeting

Money is a lot like children. If you don’t know what it’s doing, then it’s probably getting into a whole lot of trouble. For this reason, it’s important that every household has a manageable budget that they are able to stick to. Of course, budgeting isn’t the most exciting thing in the world, and, truth be told, there’s probably a lot of things you’d rather be doing than sitting down and looking at all of the money that you can’t spend the way you want to. Nonetheless, it leaves everyone in a better financial situation to have a budget that is built around their needs. Here are some different styles of budgeting that you can use to create one that works for you...
19 May

How to Save Money on Your Wardrobe

Whether you are someone of simple taste when it comes to clothing, or someone who considers themselves to be somewhat of a fashionista, clothing purchases can really add up fast and occupy a major portion of anyone’s budget. This can complicate things when you are seeking to cut back on expenses and build up some significant savings. There are, however, many ways that you can save money on clothing. Here are some smart financial tips that you can use to save money on your wardrobe.
wedding fund
10 May

How to Avoid Going into Debt for Your Wedding

You’ve heard it said time and time again: don’t go into debt for your wedding. Research has even shown that couples who spend less on their wedding tend to have longer lasting and happier marriages. Unfortunately, however, many couples feel pressured to overspend on their weddings, only to head into marriage with wedding debt in tow. In case you’re facing the prospect of planning a wedding, here are some of the most common advice from wedding experts on how to cut costs for your wedding.
splurging money
19 Apr

Save or Splurge: Questions to Ask before Splurging

All of us face those major expenses that fall under the category of “wants” rather than “needs.” And when you practice smart budgeting, there’s no reason that you shouldn’t treat yourself to those types of expenses every now and then. But how do you decide when it’s a good idea to splurge on something and when it might be better to save your money instead? Here is a look at some questions you should ask before splurging on something major.
10 Apr

Cash: A Dying Payment Method?

When was the last time you used cash to make a purchase? Stop and think for a moment. Are you surprised by how long ago it was? Perhaps you don’t even remember. With the rise of chip cards, contactless payments, smartphone payment methods, and direct deposit smartphone apps, people are definitely using cash less and less. And this, of course, begs the question: Is cash a dying payment method? To put it briefly: Most experts seem to think so. Here is why—and why you should care.
fresh tomatoes
01 Apr

When ‘Cheaper in the Long Run’ Isn’t Better

Saving money often involves stretching yourself somewhat financially in order to enjoy a much larger return in the form of savings. When you purchase your groceries in bulk, for example, you spend more money on groceries at first, but your groceries last much longer, saving you money in the long run. Investments like this can help you live a much more stable life financially. Sometimes, however, it can hurt you financially to apply this “cheaper in the long run” mindset. Here’s why.
Lady drops money on groceries
01 Feb

Being Healthy on a Budget

Every year, most people make the decision that they want to live a little healthier. However, there are many reasons that people let this decision fall by the wayside. Sometimes, it’s just the inconvenience that a healthy lifestyle presents in someone’s everyday life. However, for many people, one major perceived roadblock is that it is more expensive to live a healthy lifestyle, due to the price of healthy food, and the notion that a person is going to need to fork out for a monthly gym membership. This is a misconception, though. It’s actually quite possible to be healthy on a budget...
Grocery shopping
15 Nov

How to Spend Less on Groceries

Groceries are an essential monthly cost, but it’s also an area with a lot of wiggle room. Sure, you need to buy food, but do you need as much as you usually get? There are a million ways to cut back on your grocery bill, and still eat well. So, if you’re looking for a place in your budget with a little bit of wiggle room, look no further! Pick a few of these tips, put them into action, and watch your monthly grocery costs fall, leaving you more cash to save or spend on things that you really want.