30 Sep 5 Ways to Worry about Money less
It’s always important to make smart considerations regarding your budget, but that doesn’t mean that you need to take on a lifestyle where you are constantly worrying about money. In fact, there are several lifestyle changes you can adopt which will help you worry about money less. Here are some ways that you can ensure you’ll worry about money less on a day-to-day basis.
Get on the same (financial) page as your significant other.
If you’re running a household budget along with a significant other, it’s important to make sure that the two of you are on the same page financially. Ideally, you’ll be working on your budget with someone who lives a similar lifestyle and who shares similar financial goals to your own. But if the two of you aren’t there yet, spend some time going over what your financial goals are, what kind of lifestyle the two of you envision having, and how you will spend discretionary income. Maintaining open communication with your significant other is essential to gaining a sense of financial stability at home.
Adopt modest taste.
Of course, choosing to live a more modest lifestyle is going to help you worry about money less on a daily basis. If you don’t have relatively modest taste already, consider incorporating modest taste into your lifestyle. You’ll want less, and you’ll feel less inclined to spend extra money on things you don’t really need.
Stop paying attention to big spenders.
On a similar note, if you find yourself always wanting something new thanks to the people and companies you follow on social media, consider unfollowing them for a while to bring your “wants” back into balance. Technology gurus, for example, tend to make people want to buy all the latest and greatest gadgets, and fashion bloggers tend to make people want to spend more money on clothing that they don’t need. Stop paying so much attention to people who spend money as part of their job, and you’ll be surprised by how quickly you’ll want less.
Find an extra source of income.
You could write an entire blog post on this subject alone, but in short, consider finding an extra source of income to help keep your mind at ease when it comes to your finances. This doesn’t necessarily mean taking on a part-time job during the evenings or over the weekends, either. For example, you might decide to become an avid seller on Ebay, selling off things in your home that you no longer need. Or, if you run a blog, you might join an affiliate program like Amazon Associates to earn some commission on any outgoing links from your blog to product pages. The possibilities are truly endless here, and having even a small extra source of income can help you feel financially secure.
Adopt a debt-free lifestyle.
There are a few occasions in life where taking on some debt is considered feasible—buying a house, buying a car, or financing education, for example. However, you should be sure to consider taking on debt the exception rather than the rule. And on those occasions when you do take out a loan, try to make the loan term as short as possible.